Financial Planning

Allan Investment Management > Financial Planning

Financial Planning

Financial planning is a process which, when done correctly, allows you to make the correct decisions regarding your short and long-term financial goals. We are here to help you answer those all important questions such as:

Should I continue working or can I retire early?
Should I pay off my mortgage early or continue with the repayments?
What happens to my family if myself or my partner passes away?
What happens to my estate if I pass away?
What is my exposure to Inheritance Tax?
How can I reduce my tax bill?

Working with different clients over the years has allowed us to gain an understanding of the need for simplicity and peace of mind when it comes to financial planning.

Our team of experienced financial advisers will spend time with you to understand and evaluate your current financial position, examine your liabilities, establish your goals and create a well-defined and clearly structured plan to achieve them. This process is collaborative, and is solely focussed around what you, our client, require going forward.

Once our plan is developed, our service does not stop there. We all know the future is uncertain and our client's circumstances can change. If and when they do, we are on hand with you along the journey.

Financial Protection

Financial protection against the unexpected should be one of the first priorities when making any long-term financial plans. We offer advice on a wide range of financial protection products from across the market (life assurance, critical illness cover and income protection to name but a few).

Inheritance Tax Planning

Appropriate Inheritance Tax (IHT) planning is essential in order to ensure you mitigate the impact of a large tax liability at death from passing on your estate to beneficiaries.

Our team of experienced financial advisers will understand what is the most efficient way to minimise any potential tax liabilities giving you and your family peace of mind.