If you are in poor health or ill, you may find that you have to retire earlier than you expected. Dealing with poor health pensions and retiring at the same time can be difficult, but we can help you through it by maximising your income from your pension investments and an enhanced annuity.
Most people think they will get less for their money if they are ill, but with annuities the opposite is usually true. You may be able to get a higher income through enhanced benefits with a pension annuity.
If you or your dependant have or have had medical conditions such as a stroke, heart disease, cancer or diabetes, we may be able to give you a higher income as you or your dependant's life expectancy may be shorter.
Not all forms of medical conditions will qualify you for enhanced benefits. Please call us if you want to know if your condition qualifies. Many providers also take into account such things as smoking, height and weight.
Poor health isn't a joke, but make sure your pension income is maximised using your health and lifestyle status.